Fixed Deposit Interest Rates Comparison

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Private Sector Banks

Bank Highest slab 1-year tenure 3-year tenure 5-year tenure
Axis Bank 7.2 6.7 7.1 7
Bandhan Bank 7.85 7.25 7.25 5.85
City Union Bank 7 6.75 6.5 6.25
CSB Bank 7.75 5 5.75 5.75
DBS Bank 7.5 7 6.5 6.5
DCB Bank 8 7.15 7.6 7.4
Dhanlaxmi Bank 7.25 6.75 6.5 6.6
Federal Bank 7.5 6.8 7 6.6
HDFC Bank 7.25 6.6 7 7
ICICI Bank 7.2 6.7 7 7
IDBI Bank 7.25 6.8 6.5 6.5
IDFC First Bank 7.75 6.5 7.25 7
IndusInd Bank 7.75 7.75 7.25 7.25
Jammu & Kashmir Bank 7.1 7.1 6.5 6.5
Karnataka Bank 7.4 7.1 6.5 6.5
Karur Vysya Bank 7.5 7 7 7
Kotak Mahindra Bank 7.4 7.1 7 6.2
Nainital Bank 7.05 6.7 6.25 5.75
RBL Bank 8.1 7.5 7.5 7.1
SBM Bank India 8.25 6.00 6.00 7.75
South Indian Bank 7.4 6.7 6.7 6
Tamilnad Mercantile Bank 7.75 7 6.5 6.5
Yes Bank 7.75 7.25 7.25 7.25

Public Sector Banks

Bank Highest slab 1-year tenure 3-year tenure 5-year tenure
Bank of Baroda 7.25 6.85 7.25 6.5
Bank of India 7.25 6.5 6.5 6
Bank of Maharashtra 7 6.5 6.25 6
Canara Bank 7.25 6.85 6.8 6.7
Central Bank of India 7.25 6.75 6.5 6.25
Indian Bank 7.25 6.1 6.25 6.25
Indian Overseas Bank 7.3 6.9 6.5 6.5
Punjab & Sind Bank 7.4 6.2 6 6
Punjab National Bank 7.25 6.75 7 6.5
State Bank of India 7.1 6.8 6.75 6.5
UCO Bank 6.5 6.5 6.3 6.2
Union Bank of India 7.25 6.75 6.5 6.5

Small Finance Banks

Bank Highest slab 1-year tenure 3-year tenure 5-year tenure
AU Small Finance Bank 8 6.75 7.5 7.25
Capital Small Finance Bank Limited 7.6 7.5 7.15 7.1
Equitas Small Finance Bank 8.5 8.2 8 7.25
ESAF Small Finance Bank 8.25 6 6.75 6.25
Fincare Small Finance Bank 8.61 7.65 8.11 8
Jana Small Finance Bank 8.5 8.5 7.25 7.25
North East Small Finance Bank 8.5 7.75 8.00 6.25
Shivalik Small Finance Bank Limited 8.7 8.7 7.5 6.5
Suryoday Small Finance Bank 9.01 6.85 8.6 8.25
Ujjivan Small Finance Bank 8.5 8.25 7.2 7.2
Unity Small Finance Bank 9 7.85 8.15 8.15
Utkarsh Small Finance Bank 8.5 8 8.5 7.5

FD Interest Rates – Tax Saving FD

Banks Interest Rates (p.a.)
General Citizens Senior Citizens
AU Small Finance Bank 7.25% 7.75%
Axis Bank 7.00% 7.75%
Bandhan Bank 7.00% 7.50%
Bank of Baroda 6.50% 7.15% – 7.50%
Bank of India 6.00% 6.75%
(6.90% for super senior citizens)
Bank of Maharashtra 6.00% 6.75%
Capital Small Finance Bank Limited 7.10% 7.60%
Central Bank of India 6.25% 6.75%
DCB Bank 7.40% 7.90%
Federal Bank 6.60% 7.25%
Fincare Small Finance Bank 8.00% 8.60%
HDFC Bank 7.00% 7.50%
ICICI Bank 7.00% 7.50%
IDBI Bank 6.50% 7.00%
IDFC First Bank 7.00% 7.50%
Indian Bank 6.10% – 6.25% 6.60% – 6.75%
Indian Overseas Bank 6.50% 7.00%
IndusInd Bank 7.25% 7.75%
Jammu & Kashmir Bank 6.50% 7.00%
Jana Small Finance Bank 7.25% 7.75%
Karnataka Bank 6.50% 6.90%
Kotak Mahindra Bank 6.20% 6.70%
Karur Vysya Bank 5.90% 5.90%
Punjab & Sind Bank 6.00% 6.50%
Punjab National Bank 6.50% 7.00%
RBL Bank 7.10% 7.60%
SBM Bank India 7.75% 8.25%
Shivalik Small Finance Bank Limited 6.50% 7.00%
South Indian Bank 6.00% 6.50%
State Bank of India 6.50% 7.50%
Suryoday Small Finance Bank 8.25% 8.75%
Tamilnad Mercantile Bank 6.50% 7.00%
UCO Bank 6.20% 6.70%
Ujjivan Small Finance Bank 7.20% 7.70%
Union Bank of India 6.50% 7.00%
Utkarsh Small Finance Bank 7.50% 8.10%

Leading Foreign Banks

Bank Name Highest slab (%) 1-year tenure (%) 3-year tenure (%) 5-year tenure (%)
Deutsche Bank 8.00 7.00 8.00 7.50
HSBC Bank 7.25 4.00 7.00 6.00
Standard Chartered Bank 7.50 7.15 7.10 6.75

Company/Corporate

Company Name 1-year tenure 3-year tenure 5-year tenure Tenure range Additional interest rate for senior citizen (p.a.)
Bajaj Finance Limited 7.40% 8.05% 8.05% 12-60 months 0.25%
ICICI Home Finance 7.25% 7.65% 7.60% 12-120 months 0.25%
Kerala Transport Development Finance Corporation 7.00% 7.00% 6.75% 12-60 months 0.25%
LIC Housing Finance Ltd. 7.25% 7.75% 7.75% 12-60 months 0.25%
Mahindra Finance 7.60% 8.05% 8.05% 12-60 months 0.25%
Manipal Housing Finance Syndicate Ltd. 8.25% 8.25% 7.75% 12-60 months
Muthoot Capital Services Limited 7.21% 8.07% 8.38% 12-60 months 0.25%
PNB Housing Finance Ltd. 7.45% 7.85% 7.65% 12-120 months 0.25%
Shriram Finance Ltd.* 7.53% 8.18% 8.27% 12-60 months 0.50%
Sundaram Home Finance 7.45% 7.75% 7.90% 12-60 months 0.50%
Sundaram Finance 7.45% 7.75% 12 to 36 months 0.35%